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Archive for the ‘Money Management’ Category

A good credit score can get you a great interest rate on a mortgage or other loan. A poor credit score could leave you unable to find any lender who will trust you. Not paying your bills on time can leave a huge stain on your credit score, but if you know the bills to avoid paying late, you could make lenders love you.

Medical Bills
Sometimes people aquire huge medical bills when a sudden illness or accident occurs. If this happens, it’s a good idea to pay them off as soon as you can because an overdue hospital balance that is sent to collections can have a detrimental affect on your credit score. According to Privacy Matters, even smaller medical bills that go unpaid for a long time could be reported to the major credit bureaus.

Utility Bills
Generally, if you are late on a utility bill, it’s not Read the rest of this entry »

Something else you need to reassure customers: If he says he abandon his attempt to share in return you will use the money to the investor, he must give up a very important part. Most small business investment corporations or private investors will want at least 25 percent, and most often, as much as 49 percent. In some cases, when half a million dollars or more offers to the investor, he may (reasonably) ask for 70 to 80 percent. Thus, it is imperative that you learn to get your prospective borrower before you get too deep, or waste too much time.

For those who are unable or unwilling to pay the retainer fee – I say ignore them. And those who are unable or unwilling to pay high interest rates without risk when we give them the real facts of life – forget them. And those who have rejected virtually all of the lender in the country, I advise you – let some beginner gain practice them. And these are the ones you need to learn to spot when you’re a beginner.

You must determine exactly how much money and other assets your client can or is willing to do for business plan. You should be satisfied with the nature of the client, the borrower, to pay his record, how he copes with people, and his chances of overall success. Read the rest of this entry »

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